After big jump last week, rates fall back
Fixed Rates As Low As
Not Available
Instant Quotes Available Free at 1-800-970-7511
(News updated 10:25am EST 7/1/09 - Rates: Real-time)
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Low Down Payment &
No Cost Refis YES, you can still find mortgage programs requiring low or no down payment.
The FHA has new programs through select lenders. Use our exclusive search tool to see programs right now. Apply today while rates are still low.
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Mortgage Refinancing Rates
Disclaimers:The rates quoted on this page are provided in real-time by Quicken Loans, Inc. Close
- Mortgage rates could change daily.
- Actual payments will vary based on your individual situation and current rates.
- Some products may not be available in all states.
- Some jumbo products may not be available to first time home buyers.
- Lending services may not be available in all areas.
- Some restrictions may apply.
- Based on the purchase/refinance of a primary residence.
- We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740.
- The lock period for your rate is 45 days.
- If LTV > 80%, PMI will be added to your monthly mortgage payment.
- Please remember that we don't have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Quicken Loans offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn't match our assumptions. To get more accurate and personalized results, please call (800) 251-9080 to talk to one of our mortgage bankers.
Fixed-Rate Mortgage: The payment on a $200,000 10-year Fixed-Rate Loan at 4.25% and 80% loan-to-value (LTV) is $2048.75 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 4.749%. Some state and county maximum loan amount restrictions may apply. FHA Express: Rate is fixed. The payment on a $203,000, 15-year fixed rate loan at 4.50% and 80% loan-to-value (LTV) is $1552.94 with 1 Points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.50% of the base loan amount. The 0.50% monthly MIP will be paid until the loan reaches 78% LTV, provided the MIP has been paid for a minimum of 5 years. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 4.77%. VA Loan: Rate is fixed. The payment on a $203,000, 15-year fixed rate loan at 4.50% and 80% loan-to-value (LTV) is $1552.94 with 1 Points due at closing. The Annual Percentage Rate (APR) is 4.77%. Some state and county maximum loan amount restrictions may apply. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military. Close Mortgage Rates Provided By:
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Answer a few simple questions about the loan you need and in seconds you'll receive information on multiple loan programs to review and compare. The more you know, the more you can save. Brokers and lenders will then compete for your business, if you choose, often lowering your rate and fees to win your business.
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You can call for rates and a quote too! It's easy, even faster, and still free.
It's available right now at 1-800-970-7511.
Looking for information on Fannie Mae™ backed home mortgages or "HomeStay™" refinancing?
Our search includes lenders who specialize in these programs. We'll match your loan information request with a professional who has mortgage programs that match your specific needs.
Whether you are looking to lower your payments, are a first time home buyer with a low down payment, or even credit issues, we can help!
Lenders are taking applications for Fannie Mae™ Refinance Programs now.
Please Note: Fannie Mae and HomeStay are registered trademarks of Fannie Mae. Fannie Mae and the FHA are not direct lenders. We only provide information about and links to lenders who are approved to work with them.
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